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Easy Payment Scheme
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1. Instalment Scheme Features
Purchase your dream products by instalment? Whether it be a TV, Refrigerator, Sofa, Bedroom Set, Motorbike or anything, you can get it with our Easy Instalment Scheme. Flexible Easy Payment, Fast Credit Approval.
2. Steps
3. Applicant Requirement
a) Employee
Applicant Requirement:
- Malaysian citizen aged 18 years to 65 years old
- Applicant employed at least 4 months in current employment
- Minimum monthly gross salary RM1,500
- Spouse details is compulsory to provide (if applicable)
- Office telephone number, applicant handphone number is compulsory
- Two contactable referee. First referee from immediate family (not spouse)
- Applicant, Employer and Referees must be contactable
Document Requirement:
- One photocopy of I/C (front and back) of applicant
- Proof of Income - latest 1 month payslip or EPF Statement
- Proof of residence - utility bills or telephone bill or Astro bill or bank correspondence letter clearly stated the applicant’s residence address
- Driving license for motorbike financing
- Other additional documents may require to increase applicant credit approval rate (if applicable)
b) Self-Employed
Applicant Requirement:
- Malaysian citizen aged 18 years to 65 years old
- Applicant at least 6 months in current business for self-Employed
- Minimum monthly income RM1,800
- Spouse details is compulsory to provide (if applicable)
- Applicant handphone number is compulsory
- Two contactable referee. First referee from immediate family (not spouse)
- Applicant and Referees must be contactable
Document Requirement:
- One photocopy of I/C (front and back) of applicant
- Business Registration Form / SSM photocopy
- Latest 2 months bank statement
- Proof of business income, minimum RM1800
- Proof of residence - utility bills or telephone bill or Astro bill or bank correspondence letter clearly stated the applicant’s residence address
- Driving license for motorbike financing
- Other additional documents may require to increase applicant credit approval rate (if applicable)
c) Freelancer
Applicant Requirement:
- Malaysian citizen aged 18 years to 65 years old
- Applicant at least 6 months in current business for freelancer
- Minimum monthly income RM1,800
- Spouse details is compulsory to provide (if applicable)
- Applicant handphone number is compulsory
- Two contactable referee. First referee from immediate family (not spouse)
- Applicant and Referees must be contactable
Document Requirement:
- One photocopy of I/C (front and back) of applicant
- Latest 2 months bank statement
- Proof of income, minimum RM1800
- Proof of residence - utility bills or telephone bill or Astro bill or bank correspondence letter clearly stated the applicant’s residence address
- Driving license for motorbike financing
- Other additional documents may require to increase applicant credit approval rate (if applicable)
d) Business/ Company
Document Requirement:
- SSM business ROB/company ROC profile/certificates
- One photocopy of I/C (front and back) of applicant's authorised signatory
- One photocopy of I/C (front and back) of applicant's guarantor, if applicable
- Latest Business/Company Bank Statement - 2 Months / LHDN's acknowledgement on submitted Borang B or C.
- Other documents upon request.
4. Payment Method
Experience ultimate convenience with versatile instalment payments, offering a range of options tailored to individual needs. Enjoy flexibility, ease, and personalized solutions, ensuring a seamless and hassle-free financial experience for all.