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Terms & Condition - e-Kredit

1. Mandatory to show the following Documents, Original & Photocopy to Singer Sales Representative for verification at point of appointment:

  • NRIC.
  • Proof of income (salary slip).
  • Proof of house ownership or Utility bill.
  • Guarantor NRIC (if required).
  • Telephone bill to substantiate Customer Contact No.
  • Passport and work permit if purchaser is a Non Permanent Resident.
  • Valid driving license class B, type P or L for purchase of Motorbike.
  • Sales & Purchase Agreement for home renovation, must be the house owner.
  • Payment of Initial Booking Fee upon acceptance of credit & signing of agreement.

2. The Credit recommended / approved is subject to the availability of the mandatory documents stated in (1) above.

3. REFUND POLICY:

  • Full refund of Initial Booking Fee if cancellation of order is by SINGER, and
    SINGER reserves the right not to disclose any reason on cancellation.
  • If customer themselves cancelled the order prior to delivery of the product, refund of Initial Booking Fee is at SINGER sole discretion.

1. Dokumen berikut yang Asal dan Salinan, WAJIB dikemukakan bagi tujuan semakan semasa temujanji dengan Wakil Jualan Singer :

  • K/P.
  • Bukti pendapatan (slip gaji).
  • Bukti hakmilik rumah atau bil utiliti.
  • K/P Penjamin (jika perlu ).
  • Bil Telefon sebagai bukti sokongan nombor telefon pelanggan.
  • Pasport dan Permit Kerja jika pembeli bukan bertaraf Penduduk Tetap.
  • Lesen sah memandu kelas B, jenis P atau L bagi pembelian motosikal.
  • Perjanjian Sewa Beli bagi ubahsuai kediaman, mestilah pemilik rumah.
  • Bayaran cengkeram sebaik sahaja persetujuan penerimaan kredit & menandatangani
    perjanjian.

2. Kredit yang dicadangkan/diluluskan tertakluk kepada dokumen WAJIB yang lengkap seperti dinyatakan dalam (1) diatas.

3. POLISI PEMULANGAN:

  • Pemulangan cengkeram sepenuhnya jika pembatalan tempahan dilakukan oleh
    SINGER. SINGER berhak untuk tidak memberitahu/menyatakan sebab-sebab pembatalan.
  • Jika pelanggan sendiri membatalkan tempahan sebelum penghantaran barangan,
    pemulangan cengkeram adalah tertakluk sepenuhnya mengikut budi bicara SINGER.